The Benefits SeriesPlain-English guides to the money you’re owed
Written for Canadian seniors and the people who love them — every rule explained, every number checkable at canada.ca. Instant PDF download, keep it forever.
Book 1 of 7 · OASThe Canadian Seniors’ Guide to Old Age Security
Everything you're owed from Old Age Security — and exactly how to claim it. No jargon, no fear, no advisor needed.
- Every OAS eligibility rule, in plain English
- 2026 payment amounts, thresholds & indexed figures
- The deferral strategy that boosts your OAS up to 36%
- How to protect your OAS from the CRA clawback
- Province-by-province top-ups + exact forms & phone scripts
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Book 2 of 7 · GISThe Complete Guide to GIS & Low-Income Senior Benefits
The Guaranteed Income Supplement, the Allowance and the Survivor’s Allowance — and the money most seniors never claim.
- GIS income rules — what counts and what doesn’t
- 2026 amounts for single, married & widowed seniors
- The Survivor’s Allowance — up to $1,647 / month
- The TFSA strategy to keep your GIS while drawing income
- The July filing mistake that quietly stops GIS
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Book 3 of 7 · CPPThe Complete Guide to CPP
How to get every dollar you’re owed from the Canada Pension Plan — timing, survivor benefits, disability and more.
- The CPP timing breakeven — age 60, 65 and 70 compared
- Survivor Pension, Disability & Death Benefit — who qualifies
- The Post-Retirement Benefit most working seniors never claim
- CPP and divorce — credit splitting explained
- Verified against Service Canada & CRA 2026 rules
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Book 4 of 7 · BillsThe Complete Guide to Reducing Your Bills After 65
Stop overpaying — prescriptions, dental, property tax, utilities, banking and internet. Every discount and program you qualify for.
- Free dental care for millions — the new CDCP explained
- Provincial drug plans: stop paying $300+/month for prescriptions
- Property tax exemptions, deferrals & grants — province by province
- Free bank accounts, utility assistance & internet discounts
- Verified against 2026 federal & provincial program rules
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Book 5 of 7 · TaxCRA Senior Tax Guide 2026
Every credit and deduction a Canadian senior can claim — filed correctly. Keep thousands the CRA would otherwise keep.
- Age Amount, Pension Income Credit & medical expenses — full walkthrough
- OAS clawback — how to calculate it and legally reduce it
- Disability Tax Credit — who qualifies and what it’s worth
- TFSA vs RRIF — which income to draw first, and why
- A 10-step checklist every senior should review before filing
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Book 6 of 7 · ProvincialProvincial Benefits Guide 2026
Every province and territory — the senior programs, amounts, deadlines and phone numbers most people never claim.
- Ontario — Trillium, OSHPTG, GAINS, ODB & seniors dental
- BC — SAFER rent aid, Fair PharmaCare & Home Owner Grant
- Alberta — Seniors Benefit up to $4,800/yr + drug & dental
- Quebec — RAMQ, Solidarity Credit & 70+ home support
- A master calendar: when to apply for every program, every year
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Book 7 of 7 · SurvivorsSurvivors’ & Widowed Seniors’ Guide 2026
What to do when a spouse dies — the survivor benefits, the tax traps, and a clear checklist for the hardest year.
- CPP Survivor’s Pension — the 60% rule, the cap & how to apply
- OAS Allowance for the Survivor — amounts & the critical deadline
- GIS after your spouse dies — the single-rate transition
- RRSP/RRIF spousal rollover — avoid a massive tax bill
- A 60-day action checklist — from the week of death to 12 months after
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The complete 7-book Benefits Series
All seven guides are here — OAS, GIS, CPP, lower bills, senior taxes, provincial benefits and survivor benefits. Subscribe on YouTube for new videos and future editions.
▶ Subscribe on YouTube⚠️ General education only — not personal financial, tax or legal advice. Always confirm your situation with the CRA, Service Canada or a qualified advisor.
